Banked individuals can also open an account too. Up to $500 withdrawal limit per day. No hidden fees. The action you just performed triggered the security solution. Its pros and cons, monthly fees, and how to get started are all covered in this GO2bank review. Fees apply for approved Money in Minutes transactions funded to your account. Online chat is available at GO2bank, where you may ask a question to an expert at the bottom right corner of most pages. b.Taiwan Disclosures. The interest rate on the savings account is currently at a 1% annual percentage yield. Using the GO2 Bank mobile app, you can remotely cash your checks. $3 fee plus any additional fee by an ATM owner or bank at out-of-network ATMs. Ingo Money is a service provided by First Century Bank, N.A. I filed with H&R Block in mid-late mach (prior to these texts). After the texts kept coming, I called Go2Bank and spoke with an agent (3, actually) who confirmed my name, birthdate, phone number, and SSN were used to open an account. 2, Beixin Rd., Xindian Dist., New Taipei City 23143, Taiwan, No.67, Sec. Plus, you can avoid paying overdraft fees and monthly fees by meeting their requirements. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Someone definitely used your info and opened an account in your name, likely to receive fraudulent unemployment benefits, also claimed in your name. Keep trying with the Go2Bank people and request the account be PERMANENTLY blocked, otherwise whoever set it up will just call and get it unblocked. Hoping noone has opened an account as me but it sounds like that's what happened to you? Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. In this GO2 Bank review, well discuss everything that this bank offers, the pros and the cons, so you can make an informed choice. balance for APY. It has the full backing of Green Dot Corporation, so customers receive up to $250,000 of FDIC insurance on their money. To apply for a GO2 Bank, you dont have to have a credit score or undergo a credit check. Ally Bank is another online bank that offers much more than just checking and saving products. Approval usually takes 3 to 5 minutes but can take up to one hour. You can reach a customer service agent by phone seven days a week, from 5am to 9pm PT. You give your money to the cashier and swipe your debit card. Your GO2 Bank debit card can be added to mobile wallets, including Apple Pay, Google Pay, and Samsung Pay. You can only earn that 1% across the first $5,000 that you have on in your Vaults. Rd., Taipei City 11071, Taiwan, No.333, Sec.1, Keelung Rd., Taipei City 11012, Taiwan, No.65, Sec.2, Keelung Rd., Taipei City 11052, Taiwan, No.126, Sec.6, Chung-shan N. 67, Sec. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. There are well over 19,000 free ATM locations that you can visit. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. Credit Unions tend to offer lower fees and better rates on savings than banks. With $0 min. Ways to Bank Internet & mobile banking, branches, ATMs & more; . Phone number / contact. Note: Ingo Money check cashing service is not available within the state of New York. Not valid with any other offer. Use the money to make purchases and pay bills. Credit Glory Review Pros And Cons Of This Service. Labuan, Malaysia, Suite 2201 , 22/F, Prudential Tower, The Gateway, Harbour City 21 Canton Road, Tsimshatsui, Kowloon , Hong Kong, RM 104, Genway Building, No.188 Wangdun Rd., Suzhou Industrial Park, Jiangsu, China, No.768, Yundong Road, Wujiang Economic and Technological Development Zone, Suzhou, Jiangsu, China, Room 202,207,No.858 Qianjin East Road,Kunshan, Suzhou, Jiangsu, China, No.1880 Zhongshan East Road, Yinzhou District Ningbo, Zhejiang Province China, Level 8, 10 Spring Street, Sydney NSW 2000 Australia, Suite 1-3, 3 Zamia Street, Sunnybank, QLD.4109, Australia. For now I'm going to ignore the texts and keep an eye on my accounts, my tax returns, my state's unemployment benefits portal, my mail, etc. With GO2bank, you have the security and peace of mind of banking with an FDIC-insured bank, meaning your money is protected up to the maximum allowable limit and won't be held by a third . and our Go2Bank is a legitimate bank, but someone has used your personal info to open a debit card account in order to collect fraudulent unemployment benefits. The best phone number for GoBank is their 888-288-1843 customer service phone number, and you can get the details and use our free call-back service by finding the link for it above and clicking it. Street 217, Phum 10, Sangkat Toul Svay Prey 2, Khan Boeng Keng Kang, Phnom Penh, Cambodia, No. After being approved for a GO2 Banking account, your debit card should be received in 7-10 days. Customer service reps can also be reached via live chat that GO2 Bank has available for customers who are logged into their website. When you use your mobile banking app to purchase eGift Cards, you can earn up to 7% cashback. Approval usually takes 3 to 5 minutes but can take up to one hour. Limits apply. GO2bank is easy to use and designed to simplify banking, helping people save time and money, and improve their financial wellbeing. We used a CPA and their service is not through Intuit. Rd., Dayuan Dist., Taoyuan City 33758, Taiwan, No.33, Zhongzheng Rd., Luzhu Dist., Taoyuan City 33861, Taiwan, 1F2F., No.417419, Sec. Or it could be a GO2Bank marketing scam. The backer of GO2 Bank, Green Dot Bank, was founded in 1999 and headquartered in Pasadena, California. But the text messages stopped for about 12 hours then guess what. The bank account is targeted primarily at people who are unbanked. These early direct deposit benefits can be useful to get access to your funds faster. You can use your mobile bank account with GO2 Bank to pay all your bills using its online bill pay feature. Find deposit options. You can receive you direct deposits, whether it is your paycheck from employment or income from government benefits. It doesnt matter if you dont have good credit to open an account because there is no credit check. If they detect fraudulent activity, they will you a text message. Good news: its a real bank. Email: servicetw@anz.com, Monday to Friday: 9:00am - 3:30pm Overdraft protection does not cover ATM withdrawals. If you are tired of the confusion that is often tied to traditional financial institutions, GO2 Bank might be worth a look. Rd., Taipei City 10683, Taiwan, No.233, Sec.4, Chung-hsiao E. Online transfers through Chime are limited to $200 a day. While checking and savings accounts are often compared in terms of earning potential, the savings account is more likely to offer superior returns on your money. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. a. Rd., Taipei City 10355, Taiwan, No.62-5, Hsi-ning N. Difficult to transfer. If you wish to make mobile check deposits, you must be signed up for direct deposits. If you disable cookies, some personalized services or activities of the bank may not work properly. ** Activated, chip-enabled debit card required to use Ingo Money check cashing service. 406. This is really too bad because its one of the features that GO2 Bank touts quite a bit. Credibly Review Is This Small Business Lender Worth Trying? Offers banking services and products in almost 100,000 retail stores across the US. GO2bank is a trademark of Green Dot Corporation. Rd., Taipei City 10488, Taiwan, No.88-1, Dun Hua N.Rd., Taipei City 10551,Taiwan, No.52, Sec.4, Min-sheng E. Box 5100, Pasadena, CA 9117. While it costs nothing to make a direct deposit into Go or Go2 bank. Rd., Gangshan Dist., Kaohsiung City 82065, Taiwan, No.248, Zhongshan W. The main features that may appeal to a person include no monthly fees with eligible deposits, receiving your money during a pay period a little faster, a 1% interest-bearing savings, overdraft portion with opt-in to qualifying direct deposits, and up to 7% cashback on eGift card purchases. 1, Zhongshan Rd., Dajia Dist., Taichung City 43744, Taiwan, No.39, Kuang-fuh Rd., Changhua City, Changhua County 50045, Taiwan, No.401, Sec.1, Chung-shan Rd., Changhwa City, Changhwa County 50058, Taiwan, No.254, Zhongshan Rd.,Lugang Town, Changhwa County 50564, Taiwan, No.338, Sec.1, Datong Rd., Yuanlin City, Changhua County 51056, Taiwan, No.45, Wen-chang St., Nan-tou City, Nan-tou County 54048, Taiwan, No.379, Wu-fong N. Subject to certain terms and limitations. Rd., Taipei City 10692, Taiwan, No.550, Sec.4, Chung-hsiao E. This is all a thing of the past. 5. Send a letter to GO2bank P.O. As an all-digital bank, GO2 Bank has made efforts to ensure that its banking app is easy to use. Was receiving texts all day yesterday so I called customer service told them to cancel the account that I never open so they sent me to the fraud department to cancel it and they said it should be canceled so if you receive any more text messages today just know that it might take 24 hours to take effect and cancel your account but if they have my info then they probably could just keep opening a new account. And, we have the experience to back it up: Green Dot has serviced more than 67 million accounts over the last 23 years. Finder Rating: 3.2 / 5: . GO2bank is a trademark of Green Dot Corporation. Rd., Taichung City 40347, Taiwan, No.600, Sec. The content on Wealth Pursuits is for informational and educational purposes only and should not be construed as professional financial advice. This experience was not without its delays and frustrations. The company is able to do this because of its partnership with Plaid that is connected to several different payroll services. 5.0. You can email the site owner to let them know you were blocked. I am loathe to contact GO2Bank since I believe they are at least somewhat (if not completely) complicit in letting this happen. Follow the simple instructions to take pictures of your check and enter your check amount. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. You can also make cash deposits at retail stores nationwide. I couldn't find anything about jt but their website online. There are almost 100 Egift card merchants available to purchase from. Find my direct deposit info. The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. This bank account comes with monthly fees totaling about $5. GO2 Bank aims to make their offerings a possible cheaper alternative for those who are currently unbanked to do their banking. No.2-1, Marunouchi 2-Chome, Chiyoda-Ku, Tokyo 100-0005 Japan, 4-11, 3-chome, Doshomachi, Chuo-ku, Osaka 541-0045, Japan, 3rd Floor, Pacific Star Bldg. It seemed shady as hell. I just got off the phone after calling Go2bank about potential fraud to close the account (was continuing to receive text messages on my phone about a trusted login to my Go2bank account). Please note we removed email as a contact option in some countries. New comments cannot be posted and votes cannot be cast. When you complete an eligible purchase transaction, you get an immediate payment to your GO2 Bank account of the cashback. Bad news: if you havent done any business with any of these banks, its likely your social has been compromised. Days a week, from 5am to 9pm PT use the Money to the cashier and swipe your debit can. 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